You are ready to run a credit check with a customer, but they leave the room to take an important phone call. Their spouse offers to fill out their information so you can keep the process rolling. What is the appropriate response?
a. Politely decline and wait for the customer to return.
b. Accept the spouse's offer and continue with the credit check.
c. Ask the spouse to wait until the customer returns.
d. Inform the spouse that only the customer can provide the necessary information.