ill's son Jim rear-ends another vehicle at an intersection. Jim calls to report the claim and so does the driver of the other vehicle. Jim is not listed as a driver on the policy and the agent is not able to reach Bill who is on vacation. The agent should: Tell Jim that there is no coverage since he is not listed as a driver on the policy Advise the other driver to go through their own insurance company Hold the claim on her desk until Bill gets back from vacation Report this claim to the insurance company immediately