Which of the following forms of concurrent ownership of an estate is best suited for a husband and wife?
a) Joint tenancy and tenancy by the entirety when the primary concern is retention of property within the family upon death of a spouse without court action.
b) Tenancy in common and tenancy by the entirety when the primary concern is the freedom of one spouse to transfer their interest.
c) Tenancy by the entirety interpreted under modern law when the primary concern is to shield their property from creditors.